Heat a skillet to a low heat and add apples, chia seeds, cinnamon, nutmeg, and maple syrup and cook until the apples are soft and the mixture is fragrant. Set mixture aside.
Mix flax with three tablespoons of water to create a flax egg. Set aside for a few minutes while you prepare the rest of the batter.
Mix oats, baking powder, and flour together in a mixing bowl. Whisk in the almond milk, vanilla, and flax egg until completely combined.
Fold in apple mixture and heat skillet and 1/2 tsp of coconut oil to a low heat. Using a 1/4 measuring cup, scoop batter onto the skillet and let cook until bubbles form in the batter. Flip and continue to cook for an additional two minutes. Repeat until all batter is used up.
Smear pancakes with peanut butter spread and top with additional chia seeds and chopped apples if you prefer.
Mix together the peanut butter and maple syrup in a small bowl until smooth. Spread on pancakes or store in an airtight container in the refrigerator.